Let’s face it, the stock market can be intimidating enough as it is, so we don’t need confusing investment apps to compound the problem.

So whether you’re a new investor, or simply an investor who wants their investing to be less complicated, these apps are easy to use and won’t leave you confused.

Keep in mind, due to these apps being very simple, they don’t always offer the same amount of features as other investing platforms.

This is particularly true for people who are more interested in day-trading rather than long-term investing.

So here are the top 3 investing apps for people who want a simple and easy investing experience…

#1) Acorns

Acorns is the king of passive investing apps, and is easily one of the easiest to use investing apps out there.

The simple design of the app comes at the cost of features though, and Acorns really doesn’t allow you very many choices for investing.

How Acorns works is, you answer some simple questions about your income, net worth, and risk tolerance, then the Acorns robo-advisor picks an Exchange Traded Fund(ETF) for you and invests into it periodically, assuming you have some kind of funding source.

You can fund your account with manual deposits, automatic deposits, or even round-ups, which round all of your debit purchases up to the nearest dollar and invests the change you would have received from the purchase.

Acorns offers investors the opportunity to purchase fractional shares instead of being forced to buy full shares, and the app will automatically re-invest dividend payments, also known as a DRIP (Dividend Re-Investment Program).

Overall, Acorns is as simple as it gets, and at a low cost of $1 per month, it’s a really great hands-off investing app, here’s a link to our Acorns review if it sounds like the right investing app for you:


acorns app

#2) M1 Finance

M1 Finance is another passive investment app, and is also very easy to use.

This app is a little different than all the other investing apps because it has investors place their investments into pies and the robo-advisor will automatically balance investments into each of the selected portions of each of your pies.

It’s a little hard to explain, but it’s very easy to figure out once you try it. Took me about 20 seconds to understand what they wanted me to do just by looking at the screen on my phone.

The M1 Finance app is great for new investors, but suffers from the same lack of flexibility that most other simple investing apps share.

The app is great though, so don’t let it’s limitations scare you off!

You can read more about M1 Finance in our M1 Finance review below.

We are working on a passive investing case study that features M1 Finance, so if you’re interested in seeing how the app looks, or if you just want to follow along because you’re curious, you can read about that here.

#3) Cash App

Even though it’s #3 on our list, Cash App has a lot going for it.

It doesn’t have the most powerful technical analysis tools on the planet, and doesn’t offer as much of a passive investing experience like the other apps on this list, but it is VERY easy to use, which is what this list is all about, right?

Fractional shares make investing in companies easy, and Cash App’s easy to use interface won’t leave you scratching your head at all.

Cash App also allows users to purchase and send Bitcoin, which is a feature that is pretty uncommon right now.

Jack Dorsey, Cash App’s CEO is a big supporter of Bitcoin and it’ll be interesting to see how Cash App approaches the cryptocurrency situation in the long-term.

Here’s our review about Cash App if it sounds like a good investing app to you.


Easy investing apps: Runner up - Stash

Stash is another really easy to use investing app that offers investors fractional shares, a DRIP, and access to all kinds of stocks and ETFs.

The app has a $1-$9 per month fee, but will add $20 to your account when you sign up and invest your first $5.

That pays for almost 2 years of a basic Stash account, and a $1 per month fee isn’t really all that high to begin with.

Stash is a really great app, and if the other 3 we listed don’t see quite right for you, make sure check out Stash too.

What is the easiest to use investing app?

These are just the 3 investing apps that we think are the easiest to use, but it’s possible we missed something.

If you have been using another investing app and think it’s easier to use than these, or if you’ve tried these and agree with us, let us know! 

It helps us get a better idea of how good everyone thinks these apps are so we can pass that knowledge along to other people and help them choose the right investing platform.

We hope this article helped narrow down your choices, if you have any questions just leave them in the comments, if this helped then please share it by clicking one, or all, of the buttons below, thanks and have a wonderful day!

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