If you’re looking for a community-based investing platform that offers commission free trading, fractional shares, and a pretty user interface, then Public is the investment app for you.

While the Public investing app is fairly new, the company itself has been around for a while. Public is a re-brand of Matador, which was the first app to break into the mobile investing app market, so let’s see what Public has to offer and see if it’s worth your time.

How do we rate the Public investment app?

Our Rating


Google Play Rating


Apple Store Rating

Services 70%
Simplicity 90%
Sign-ups 90%
Stock Research 75%
Store Rating 90%
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I really hate to give public only 4.2 stars, because I actually really like the app, and the way it integrates the community into it is pretty neat, BUT Public just doesn’t have many features.

Public DOES have fractional shares and a Dividend Re-Investment Plan (DRIP), but users have to contact customer support to get the DRIP activated, which is inconvenient.

Their referral program is pretty solid, but really none of it’s strengths are a big enough deal to outweigh the limitations of the app.

Overall, we give the Public investing app 4.2/5 stars, Google play gives it 4.5/5 stars, and the Apple store gives Public 4.7/5 stars.


What services does Public have?

Services 70%
public community

Public doesn’t offer a very big range of services compared to other apps, but it does it’s job. The one feature that it DOES have that’s pretty interesting is the ability to chat with other investors and see their investments.

I wouldn’t say that community feature makes up for the other features it’s missing though, but at least Public offers fractional shares and a DRIP.

Public FeaturesFree AccountPremium Account
Monthly Fee$0N/A
Minimum Balance$0N/A
Instant Depositsinvesting apps feature noN/A
Automatic Depositsinvesting apps feature noN/A
Stocksinvestment app feature yesN/A
ETFsinvestment app feature yesN/A
Optionsinvesting apps feature noN/A
Cryptocurrencyinvesting apps feature noN/A
Fractional Sharesinvestment app feature yesN/A
DRIP/FRIPinvestment app feature yesN/A
Bondsinvesting apps feature noN/A
Mutual Fundsinvesting apps feature noN/A
Paper Tradinginvesting apps feature noN/A
Margin Accountsinvesting apps feature noN/A
Retirement Accountsinvesting apps feature noN/A
Banking Servicesinvesting apps feature noN/A
Human Advisorsinvesting apps feature noN/A
Robo Advisorsinvesting apps feature noN/A
Stock Screenersinvesting apps feature noN/A
Level 2 Market Datainvesting apps feature noN/A
OtherIn-app social messagingN/A

How simple is the Public investment app?

Simplicity 90%
public investing

Simplicity is one of Public’s stronger points. It’s still not the most simple investing app in the market, Acorns and Cash App still are, but the developers did a pretty good job at keeping the app approachable and intuitive.

You won’t be getting confused by tons of different screens and even if you do have a question, there’s a social media-like community on the app that you can chat with.

Overall, there’s not a lot of investing apps that are more simple than Public is, so don’t worry about not being able to figure it out.

Public sign-up and referral bonuses

Sign-ups 90%

One of the best things about Public is it’s sign-up and referral program. 

All you have to do to be eligible is sign-up with someone’s referral link, and open an account. Then you just pick a company that you’d like to own and Public will reward you with some stock in that company.

I received $7 in Microsoft, which I believe is the amount they give everyone, although I’m not 100% sure on that yet.


Public's stock research tools

Stock Research 75%

As far as stock research goes, Public doesn’t have good research tools, there’s no point pretending it does.

If you’re interested in day-trading, which is more reliant on technical analysis than long-term investing, you’ll want to look at other apps that have more powerful tools, like Webull or Thinkorswim.

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What do you think about Public?

Your opinion matters! We need input to help us provide better investing app recommendations to the community, so speak up and let us know what you think.

If you don’t like Public, check out our homepage for more investing apps that may be a better fit for your needs.

Thank you so much and have a wonderful day!

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